Built on Real Experience, Not Just Numbers
We started evarionthex in early 2019 after watching too many businesses struggle with cash flow problems they didn't see coming. The thing is, most financial analysis tools throw data at you without context. You get ratios and percentages, but what do they actually mean for your business next quarter?
That's what we're here to fix. We teach business owners and finance professionals how to read the signals that matter—liquidity patterns, solvency trends, and the early warnings that show up months before a crisis hits.
Started Small
Our first workshop in 2019 had twelve attendees in a borrowed conference room. We spent three hours breaking down real cases where businesses missed obvious warning signs in their working capital ratios.
Grew Thoughtfully
By 2023, we'd worked with over 400 businesses across Australia. Each one taught us something new about how financial stress manifests differently depending on industry and scale.
Focus on Education
We're not consultants who do the work for you. We teach you how to spot problems yourself, understand what's causing them, and make decisions based on actual financial health rather than gut feeling.
Practical Results
The businesses we work with report feeling more confident about their financial decisions. They understand their statements better and catch issues earlier—often before they need outside help.
What We Actually Believe
These aren't corporate values we made up for a website. This is genuinely how we approach financial education and why people keep coming back to our programs.
No Jargon Walls
Financial analysis has enough complexity without adding unnecessary terminology. We explain concepts in plain language first, then introduce the technical terms once you understand what's actually happening.
Real Cases Only
Every example we use comes from actual businesses we've worked with (anonymized, obviously). Textbook scenarios don't prepare you for messy real-world situations where multiple factors are moving at once.
Context Matters More
A current ratio of 1.5 might be fine for one industry and concerning for another. We teach you how to interpret numbers within your specific business context rather than applying universal rules.
Questions Welcome
If something doesn't make sense, ask. We'd rather spend an extra twenty minutes on one concept than rush through and leave people confused. Good financial understanding takes time.
How We Teach Financial Analysis
Our approach developed over six years of figuring out what actually helps people understand liquidity and solvency concepts. We've tried different methods, and these are the ones that consistently work.
Start with the Problem
We begin each topic by showing you a real business situation where financial health was misread. You see the consequences first, which makes the analysis techniques more relevant when we get to them.
Break Down the Numbers
Then we walk through the financial statements together, step by step. You learn what each component means and how it relates to the others. No assumptions about prior knowledge.
Calculate Together
You work through the ratios yourself with our guidance. We've found that watching someone else do calculations doesn't teach you nearly as much as doing them with support available when you get stuck.
Interpret the Results
Here's where it gets interesting. We look at what the numbers actually tell us about business health, what they don't tell us, and what additional information we'd need for better insight.
Compare to Industry
We put your analysis in context by looking at typical patterns for similar businesses. This helps you understand whether findings are concerning or just characteristic of that type of operation.
Plan Next Steps
Finally, we discuss what actions make sense based on the analysis. Sometimes it's monitoring specific metrics more closely. Sometimes it's having difficult conversations with stakeholders about changes needed.
Who's Behind This
We're a small team based in Port Macquarie, which gives us perspective on business challenges outside major city markets. Most of us have worked in various roles—accounting, banking, business advisory—before focusing on education.
What brings us together is frustration with how financial analysis is typically taught. Too much focus on memorizing formulas, not enough on understanding what you're actually measuring or why it matters.
Our lead facilitator, Juniper Skalnik, spent twelve years as a business advisor before joining us in 2021. She's particularly good at explaining complex concepts without making people feel lost. The rest of the team handles program development, case study preparation, and participant support.
"The best moment in any workshop is when someone suddenly understands why their previous financial decisions weren't working. That 'oh, now I see it' moment is what we're here for."
We're expanding our program offerings throughout 2025, with new modules starting September focused on seasonal business liquidity patterns and multi-entity solvency analysis.
Explore Our Programs